What are some of the consequences of greater comprehensiveness of employer-purchased health insurance?

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January 6th, 2018

1. What are some of the consequences of greater comprehensiveness of employer-purchased health insurance?2. What would be likely to happen to employees’ choice of health insurance plans if tax-exempt, employer-paid health insurance were eliminated?3. Why is it misleading to use the medical loss ratio as an indicator of a health plan’s efficiency and quality of care?4. What is the best way to eliminate the problem of adverse selection?5. What is the difference between experience rating and community rating, and what are some consequences of using community rating?

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