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In estimating a potential borrower’s credit worthiness, financial institutions assess the risk involved in lending money to the borrower’s based on some conditions for lending. Discuss how financial institutions assess the risk of lending money?

.1em;”>Location While we will predominantly be a mobile service business, we will also rent an industrial warehouse located on 119 N. Milwaukee Street, located in the historic Third Ward. We will utilize this space for the daily meetings, co-founders meetings, cold-calling, as well as servicing the vehicles and storage of our supplies. Hours of Operation […]

1. A generous donor has given you a year-long stipend allowing you to take a year off before entering (or continuing) college. How would you spend your time?2. Write about a significant action of yours and its consequences.NOTE: Grammar, spelling, and presentation as well as content are considered by the selection committee. Be sure to […]

Valuing Bonds Using present Valuee4A.Use the present value tables in Appendix B to calculate the issue price of a$600,000 bond issue in each of the following independent cases. Assume interest is paid semiannually.a. A 10-year, 8 percent bond issue; the market interest rate is 10 percent.b. A 10-year, 8 percent bond issue; the market interest […]

FROM :Miracles and KierkegaardWhy does Hume express skepticism about the possibility of miracles in the past or present? Does he say they are impossible? If not, why does he seem to dismiss them anyway? Since we start reading Kierkegaard this week, you can devote threads to him as well. What does he say about the […]

Chapter 10Questions 3 & 133. Calculating Projected Net Income [LO1] A proposed new investment has projected sales of $635,000. Variable costs are 44 percent of sales, and fixed costs are $193,000; depreciation is $54,000. Prepare a pro forma income statement assuming a tax rate of 35 percent. What is the projected net income?13. Project Evaluation […]

Given information: Rothschild Chair Company, Inc., was indebted to First Lincoln Bank under a $20 million, 10% unsecured note. The note was signed 1/1/2008, and was due on 12/31/2019. Annual interest was last paid on 12/31/2014. At 1/1/2016, Rothschild was experiencing severe financial difficulties and negotiated a restructuring of the terms and debt agreement.Fist Lincoln […]

QUESTION 1_____________________ is defined as the identification and selection of activities to maximize the value of the activities while minimizing their cost from the perspective of the final consumer.Activity-based costingActivity-based managementStrategic cost management5 points QUESTION 2Which of the following is a value-added activity?Set-upMovementMachine OperationsInspection5 points QUESTION 3Contribution margin means:what remains from total sales after deducting […]

Who taught you to read? How old were you? What was your initial experience with reading, positive or negative? What about latter school years? Did your perspectives on reading change as you got older (i.e. did it become more positive or more negative?). How do you think children are able to learn to read (just […]

Understanding MarxRead “Alienated Labour” by Karl Marx (in Wharton’s Working in America).Select three (3) additional articles from Wharton’s Working in America. You may choose any three articles from the book including those that are not required reading.In a 500-750 word paper, write a paper regarding Marx’s theory and apply it to the three articles selected […]